<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>HIP Investor Blog &#187; Personal Finance</title>
	<atom:link href="http://www.hipinvestor.com/blog/category/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.hipinvestor.com/blog</link>
	<description>Human Impact + Profit</description>
	<lastBuildDate>Sun, 02 Oct 2011 17:35:03 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>HIP CEO at NYSE Podium Ringing the Closing Bell, Sept. 27</title>
		<link>http://www.hipinvestor.com/blog/2011/10/02/hip-ceo-at-nyse-podium-ringing-the-closing-bell-sept-27/</link>
		<comments>http://www.hipinvestor.com/blog/2011/10/02/hip-ceo-at-nyse-podium-ringing-the-closing-bell-sept-27/#comments</comments>
		<pubDate>Sun, 02 Oct 2011 16:57:49 +0000</pubDate>
		<dc:creator>R. Paul Herman</dc:creator>
				<category><![CDATA[HIP Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.hipinvestor.com/blog/?p=104</guid>
		<description><![CDATA[Corporate Responsibility magazine &#38; NYSE Euronext hosted an Executive Summit on Sept. 27 as part of the COMMIT!Forum: the gathering of leaders improving business and society, featuring successful practices from the world&#8217;s 100 Best Corporate Citizens. (LIST at 
www.TheCRO.com) 
At this concurrent gathering of senior executives &#8212; including HIP Investor&#8217;s CEO R. Paul Herman &#8212; [...]]]></description>
			<content:encoded><![CDATA[<p><iframe width="480" height="270" src="http://www.youtube.com/embed/kcWuX7wGh6o" frameborder="0" allowfullscreen></iframe></p>
<p><strong><em>Corporate Responsibility</em> magazine &amp; NYSE Euronext hosted an Executive Summit on Sept. 27 as part of the COMMIT!Forum: the gathering of leaders improving business and society, featuring successful practices from the world&#8217;s 100 Best Corporate Citizens. (LIST at 
<a  href="http://www.theCRO.com" target="_blank" onclick="urchinTracker('/outgoing/www.theCRO.com?referer=');javascript:pageTracker._trackPageview('/external/www.theCRO.com');" >www.TheCRO.com</a>) </strong></p>
<p>At this concurrent gathering of senior executives &#8212; including HIP Investor&#8217;s CEO R. Paul Herman &#8212; across business, government, academia, and NGOs, leaders shared ideas and innovations that are re-shaping how corporate responsibility and sustainability drive sales, save money, and improve asset values.</p>
<p>In honor of the occasion, John Ruggie, Berthold Beitz Professor in Human Rights and International Affairs at Harvard University rings The Closing Bell<sup>SM </sup>, along with a dozen leaders, including executives from HIP Investor, Manpower, JP Morgan Chase, Environmental Defense Fund, U.S. Department of State, University of Michigan, CNN International, and more:</p>
<p>READ media release: 
<a  href="http://www.nyse.com/about/newsevents/1316772014912.html" onclick="urchinTracker('/outgoing/www.nyse.com/about/newsevents/1316772014912.html?referer=');javascript:pageTracker._trackPageview('/external/www.nyse.com/about/newsevents/1316772014912.html');" >http://www.nyse.com/about/newsevents/1316772014912.html</a></p>
<p>VIEW the Closing Bell photo:  
<a style="color: #3333cc;"  href="http://www.nyse.com/events/1317033146512.html" target="_blank" onclick="urchinTracker('/outgoing/www.nyse.com/events/1317033146512.html?referer=');javascript:pageTracker._trackPageview('/external/www.nyse.com/events/1317033146512.html');" >http://www.nyse.com/events/1317033146512.html</a></p>
<p>WATCH the Closing Bell video (1:12): 
<a style="color: #3333cc;"  href="http://exchanges.nyx.com/en/new-york-stock-exchange/corporate-responsibility-magazine-nyse-euronext-host-commitforum" target="_blank" onclick="urchinTracker('/outgoing/exchanges.nyx.com/en/new-york-stock-exchange/corporate-responsibility-magazine-nyse-euronext-host-commitforum?referer=');javascript:pageTracker._trackPageview('/external/exchanges.nyx.com/en/new-york-stock-exchange/corporate-responsibility-magazine-nyse-euronext-host-commitforum');" >http://exchanges.nyx.com/en/new-york-stock-exchange/corporate-responsibility-magazine-nyse-euronext-host-commitforum</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.hipinvestor.com/blog/2011/10/02/hip-ceo-at-nyse-podium-ringing-the-closing-bell-sept-27/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How HIP Is Your Mobile Phone Provider?</title>
		<link>http://www.hipinvestor.com/blog/2009/07/31/how-hip-is-your-mobile-phone-provider/</link>
		<comments>http://www.hipinvestor.com/blog/2009/07/31/how-hip-is-your-mobile-phone-provider/#comments</comments>
		<pubDate>Fri, 31 Jul 2009 19:43:35 +0000</pubDate>
		<dc:creator>R. Paul Herman</dc:creator>
				<category><![CDATA[HIP Investing]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[The HIP Methodology]]></category>

		<guid isPermaLink="false">http://www.hipinvestor.com/blog/?p=73</guid>
		<description><![CDATA[How HIP Is Your Mobile Phone Provider?
BY MARA LUDMER and PAUL HERMAN
With a calendar, music player, internet access, and camera, nowadays your phone does a lot more than just make calls. That’s why your mobile phone should be just as HIP as you are. When choosing a cell phone service provider, it’s important to consider [...]]]></description>
			<content:encoded><![CDATA[<p><strong>How HIP Is Your Mobile Phone Provider?</strong><br />
BY MARA LUDMER and PAUL HERMAN</p>
<p>With a calendar, music player, internet access, and camera, nowadays your phone does a lot more than just make calls. That’s why your mobile phone should be just as HIP as you are. When choosing a cell phone service provider, it’s important to consider not just the features of your network, but also the company’s HIP (Human Impact + Profit) elements.</p>
<p>The service provider of the iPhone, AT&amp;T, is a telecom leader in <strong>EARTH</strong> with a top-notch pilot program for wind power in Texas creating a savings of 230 million kWh (the equivalent annual electricity use of over 19,000 households) last year. This conservation beats out Verizon’s 16.5 million kWh savings (even adjusting for ATT being about 25% larger in revenue). It also significantly exceeds Sprint’s “plan to build a team to investigate issues relating to the environment,” or MetroPCS’s lack of any reported eco-savings or plans communicating to do so. Which company do you think is best prepared for another energy crisis?</p>
<p>AT&amp;T and Verizon are neck and neck across <strong>EQUALITY</strong>. AT&amp;T features one of the strongest supplier diversity networks in the world, purchasing more than $1 billion annually in materials from firms owned by women, minority, and disabled-veterans. AT&amp;T and Verizon each employ more than 40% female employees and more than 35% ethnic employees, serving as a model of diversity in the workforce and poised to tap into new markets by thinking like their customers, and launching new solutions to serve them. Sprint and MetroPCS lag behind, offering little information on employee diversity, and Sprint’s Board of Directors is composed entirely of white men – even in 2009. It’s doubtful that this exactly mimics their customer base, employee diversity or their supplier base.</p>
<p>Verizon heads up the <strong>WEALTH</strong> category with the most lucrative compensation plans, paying its 223,900 employees typically much more than the industry average (sometimes up to $10,000 more), according to public sources. It’s not always easy to decipher this though – as companies do not always reveal total compensation across the whole firm. For consumers, MetroPCS offers competitive pricing with its pre-paid plans, which is the fastest growing category of the wireless market.</p>
<p>Using the HIP Scorecard methodology, the four largest publicly-listed companies in the wireless industry are listed below. More than 30 metrics go into the HIP scores, and they are used in evaluating these companies for the HIP investment indices.</p>
<p><strong>How HIP Is Your Provider?<br />
</strong>(HIP scores incorporate 30+ metrics and<br />
weighted by business value and reliability)</p>
<p><span style="text-decoration: underline;">Name (ticker)     HIP Score<br />
</span>AT&amp;T (T)               42%<br />
Verizon (VZ)       45%<br />
Sprint (S)               39%<br />
MetroPCS (PCS)  27%</p>
<p>Disclosure: HIP Investor Inc. analyzes publicly listed companies for its own research, for investors and for inclusion in its HIP indices. HIP Investor and its clients may hold a position in these firms, including part of the HIP 100 Index. This overview is intended to demonstrate the value of sustainability and how it links to shareholder value overall, and is not intended as an investment recommendation. This is not an offer of securities.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.hipinvestor.com/blog/2009/07/31/how-hip-is-your-mobile-phone-provider/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 HIP Places to Park Your Cash &#8212; for Profit and Good</title>
		<link>http://www.hipinvestor.com/blog/2008/11/19/10-hip-places-to-park-your-cash-for-profit-and-good-2/</link>
		<comments>http://www.hipinvestor.com/blog/2008/11/19/10-hip-places-to-park-your-cash-for-profit-and-good-2/#comments</comments>
		<pubDate>Wed, 19 Nov 2008 22:55:11 +0000</pubDate>
		<dc:creator>R. Paul Herman</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.hipinvestor.com/blog/?p=30</guid>
		<description><![CDATA[We sought out 10 HIP places to park your cash and savings nationwide: make money and do good at the same time!
Download the 
10 HIP Places to Park Your Cash one-pager, which was also presented at the March 2008 HIP Investor Roundtable.
You will find banks that build up enterprises that create strong Human Impact (Health, [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: georgia,palatino;">We sought out 10 HIP places to park your cash and savings nationwide: make money and do good at the same time!</span></p>
<p><span style="font-family: georgia,palatino;">Download the 
<a title="10 HIP Places to Park Your Cash"  href="http://www.hipinvestor.com/wp-content/uploads/hipplacestoparkyourcash.pdf" onclick="javascript:pageTracker._trackPageview('/external/www.hipinvestor.com/wp-content/uploads/hipplacestoparkyourcash.pdf');" >10 HIP Places to Park Your Cash</a> one-pager, which was also presented at the March 2008 HIP Investor Roundtable.</span></p>
<p><span style="font-family: georgia,palatino;">You will find banks that build up enterprises that create strong Human Impact (Health, Wealth, Earth, Equality and Truth) and also drive Profit – for your portfolio, the bank and society overall!</span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.hipinvestor.com/blog/2008/11/19/10-hip-places-to-park-your-cash-for-profit-and-good-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 HIP Places to Park Your Cash &#8212; for Profit and Good</title>
		<link>http://www.hipinvestor.com/blog/2008/10/31/10-hip-places-to-park-your-cash-for-profit-and-good/</link>
		<comments>http://www.hipinvestor.com/blog/2008/10/31/10-hip-places-to-park-your-cash-for-profit-and-good/#comments</comments>
		<pubDate>Fri, 31 Oct 2008 21:42:26 +0000</pubDate>
		<dc:creator>Wil Keenan</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.hipinvestor.com/blog/?p=11</guid>
		<description><![CDATA[We sought out 10 HIP places to park your cash and savings nationwide: make money and do good at the same time!
Download the 
10 HIP Places to Park Your Cash one-pager, which was also presented at the March 2008 HIP Investor Roundtable.
You will find banks that build up enterprises that create strong
Human Impact (Health, Wealth, [...]]]></description>
			<content:encoded><![CDATA[<p>We sought out 10 HIP places to park your cash and savings nationwide: make money and do good at the same time!</p>
<p>Download the 
<a title="10 HIP Places to Park Your Cash"  href="http://www.hipinvestor.com/wp-content/uploads/hipplacestoparkyourcash.pdf" onclick="javascript:pageTracker._trackPageview('/external/www.hipinvestor.com/wp-content/uploads/hipplacestoparkyourcash.pdf');" >10 HIP Places to Park Your Cash</a> one-pager, which was also presented at the March 2008 HIP Investor Roundtable.</p>
<p>You will find banks that build up enterprises that create strong<br />
Human Impact (Health, Wealth, Earth, Equality and Truth) and also drive<br />
Profit – for your portfolio, the bank and society overall!</p>
]]></content:encoded>
			<wfw:commentRss>http://www.hipinvestor.com/blog/2008/10/31/10-hip-places-to-park-your-cash-for-profit-and-good/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

